What Smart Investors Know Smart investors take the time to separate emotion from fact. Share | Related Content What Can a Million Dollars Buy You? $1 million in a diversified portfolio could help finance part of your retirement. You Would Rather Be... Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance. Keys to Investing for Retirement There are some key concepts to understand when investing for retirement.